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A no claims discount is a reward that insurers give you for not making a claim. The longer you go without making a claim the more they give you a discount, until you reach their maximum discount (usually after 5 years).
No claims discounts are normally portable so if you change providers from year to year they will often ask you how many years ‘no claims’ you’ve had and give you a discount.
Accidents happen. It doesn’t matter how good you are at driving or how much you look after your car, often situations are out of your control.
It can be frustrating building your maximum no claims discount over 5 years only to lose it all because of a minor incident.
For a small charge you can add ‘protected no claims’ to your Virgin Car Insurance, so even if you have to make a claim you won’t lose your discount.
For extra peace of mind, get a Virgin Car Insurance quote with protected no claims and reduce the chance of you losing that well earned discount.
