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More about
Cancer cover

HomepageWhat is cancer cover?
What's covered?
How does it work?How much would I need?How does it compare?Questions and answersNeed help - contact us on 0800 917 9700
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What's covered?

As well as being an insurance that pays out on diagnosis of cancer it also pays out on death and terminal illness (even if it's not cancer related).

What cancers do we cover?

Most of them. We cover more types of cancer than any other company. And we pay out at earlier stages of the disease than most other companies.

Here are some you may have heard of, in order of how common they are.

We cover all of these and many more.


Table showing most common cancers - Breast 41,080 (15%), Lung 37,450 (14%), Large bowl 34,540 (13%), Prostate 30,140 (11%), Bladder 10,660 (4%), Non-Hodgkin's lymphoma 9,280 (3%), Stomach 9,100 (3%), Head and neck 7,820 (3%), Oesophagus 7,480 (3%), Melanoma 7,320 (3%), Pancreas 6,920 (3%), Ovary 6,880 (3%), Leukaemia 6,760 (2%), Kidney 6,160 (2%), Uterus 5,650 (2%), Brain and central nervous system 4,470 (2%), Multiple myeloma 3,570 (1%), Cervix 2,940 (1%), Liver 2,560 (1%), Mesothelioma2,060 (1%), Other cancers 27,940 (10%) - Total excluding non-melanoma skin cancers 270,780 (100%)

Source: Cancer Research UK, October 2005. www.cancerresearchuk.org


What isn’t covered by Virgin Cancer Cover?

At Virgin Money we never like to hide important stuff in the smallprint, so here are the main things Virgin Cancer Cover doesn’t cover:

  • The only cancers we don’t cover are non-melanoma skin cancers and early forms of cervical cancer.
  • We don’t cover benign, non-malignant or pre-malignant conditions.
  • We can’t accept a cancer claim where the cancer started in the first 90 days of your cover.
  • Any unreasonable failure to seek or follow medical advice would mean you won’t be covered.
  • If you’ve got cancer currently, we’re sorry but we won’t be able to offer you cover.
  • If you’ve had cancer in the past, give us a call as we may be able to cover you.
  • Virgin Cancer Cover automatically includes terminal illness cover, but please note you can’t make a terminal illness claim during the last 18 months of your policy. This doesn't affect claims for diagnosis of cancer.          

Please note, we'll review the cost of cancer cover every five years.

For more detailed information, please check out the  policy summary or full policy wordings. You'll need to have  Adobe Reader to see this. 

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