How does it work?

Virgin Cancer Cover pays out a lump sum if you're ever unfortunate enough to get cancer in the future.

The pot of cash you receive can be used to help with the financial impacts cancer can have. So you can continue to pay the bills if you can't work, use the cash to get private treatment, or spend it on whatever you like.

You can claim more than once for different types or stages of cancer, up to your maximum cover amount. You can also claim for death or terminal illness, whether cancer-related or not.

The good news is, more people survive cancer now than ever before. Medical advances mean it can now be diagnosed earlier and more successfully treated. A cash pay-out could take the pressure off you financially, and help you focus on important things, like getting better.

The example below shows how Virgin Cancer Cover could pay out if the same cancer developed through early, intermediate and advanced stages.

Most companies don't pay out for early stages of cancer. But with us, if you're diagnosed with 'early cancer', you get 10% of your cover amount.

You could claim up to ten times for these types of cancer over your policy term if you didn't make any other types of claim.

What is early cancer?

If the cancer is further on when it is spotted, what is called 'intermediate cancer', we pay out 25% of your cover amount at that time.

You could claim up to four times for these types of cancer over your policy term if you didn't make any other claims.

(If you've already claimed 10% for early cancer, you'd get another 15% if that same cancer gets to this stage, making your total pay-outs 25%).

What is intermediate cancer?

If the cancer is an 'advanced cancer' when it's diagnosed - whatever your cover amount is at that time, you'll get the lot.

(If you've already claimed for early or intermediate cancer, you'd get the remainder of your cover amount paid out at this stage).

What is advanced cancer?

If you become terminally ill or die (whether it's cancer-related or not) whatever your cover amount is at that time, you'll get the lot.

(If you've already claimed for early or intermediate cancer, you'd get the remainder of your cover amount paid out at this stage).

What is terminal illness cover?

For more detailed information, please check out the  policy summary or  full policy wordings

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